Our mission is to provide reliable life insurance solutions, ensuring your loved ones are secure and prepared for tomorrow.

### Terms and Conditions for A2P Messaging Services

Effective Date

: 11/01/2024

These Terms and Conditions (“Terms”) govern the application-to-person (A2P) messaging services provided by

Pinnacle Partners LLC

(referred to as “we,” “us,” or “our”) and your use of these services. By opting in and participating in our A2P messaging services, you agree to comply with these Terms. If you do not agree to these Terms, please do not use or opt into our A2P messaging services.

### 1. Consent to Receive Messages

By opting in to our A2P messaging services, you consent to receive text messages, including but not limited to informational, promotional, and service-related messages from Pinnacle Partners LLC. You acknowledge that message frequency will vary based on your interaction with our services and communication preferences.

### 2. Message and Data Rates

Standard message and data rates may apply to messages sent or received through our A2P messaging services. You are responsible for any fees charged by your mobile carrier and should check with your carrier for details.

### 3. Opt-Out Process

You may opt out of receiving messages from us at any time by following the instructions provided in the message (e.g., replying “STOP” to any text message). After opting out, you may receive a confirmation message, and you will no longer receive additional messages unless you opt in again.

### 4. Permitted Use

You agree to use our A2P messaging services only for lawful purposes and in a manner consistent with these Terms. You may not:

- Use the service in a way that could harm, disrupt, or interfere with the services, systems, or networks of Starpower Network LLC or third parties.

- Use our services to transmit any unauthorized or unsolicited commercial communications (spam).

- Use any automated means to access or manage the A2P messaging services.

### 5. Service Availability

While we strive to provide reliable A2P messaging services, we do not guarantee uninterrupted access to these services. We reserve the right to modify, suspend, or discontinue our A2P messaging services at any time without notice. We are not liable for any delays or failures in the transmission of messages due to factors beyond our control, including but not limited to network outages or service interruptions.

### 6. Limitation of Liability

To the maximum extent permitted by law, Pinnacle Partners LLC and its affiliates, agents, and service providers will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or use arising out of or related to your use of or inability to use our A2P messaging services.

### 7. Privacy

Your privacy is important to us. Our [Privacy Policy]

https://maui.starpower.network/privacy

explains how we collect, use, share, and protect information associated with our A2P messaging services. By opting into and using these services, you agree to the collection, use, and sharing of your information as described in our Privacy Policy.

### 8. Intellectual Property

All intellectual property rights in the content of our messages, including trademarks, logos, and other materials, are owned by or licensed to Pinnacle Partners LLC. You may not copy, modify, distribute, or use these materials without our prior written permission.

### 9. Changes to Terms and Conditions

We may update these Terms from time to time to reflect changes in our practices or applicable law. If we make changes, we will post the updated Terms on our website. Continued use of our A2P messaging services after any updates to the Terms constitutes acceptance of those changes.

### 10. Governing Law and Dispute Resolution

These Terms are governed by the laws of the [State/Country], without regard to conflict of laws principles. Any disputes arising out of or relating to these Terms or your use of our A2P messaging services will be resolved exclusively in the state or federal courts located in [City, State], and you consent to the jurisdiction of such courts.

### 11. Contact Information

If you have any questions or concerns about these Terms or our A2P messaging services, please contact us:

By using our A2P messaging services, you acknowledge and agree to these Terms.

Pinnacle Partners LLC

Email: [email protected]